Uber has changed the way we travel. With just a tap on your phone, a ride is available at your fingertips, simplifying the way we move around. As convenient as Uber is, it’s not without its risks. Crashes can lawsuits filed against uber still take place, and passengers could end up injured.

This article explores what kinds of injuries are most common in Uber accidents, the process of determining fault, as well as the legal process for compensation.

Frequent Injuries from Uber Rides

Passengers in an Uber may suffer many different types of injuries, especially during collisions or accidents. Some frequent injuries include:

Neck Injuries: Whiplash often results from rear-end crashes, causing pain and limited mobility. Symptoms can be delayed, making it harder to recognize early on.

Bone Injuries: Accidents can easily cause fractures, especially in limbs. They may need surgery or prolonged recovery time.

Traumatic Brain Injuries (TBI): Accidents may cause head trauma, ranging from mild to severe. They can lead to lasting cognitive and health challenges.

Spine Injuries: Back and spine injuries are common in high-impact crashes. They often result in long-term pain and expensive treatments.

Soft Tissue Injuries: Muscle injuries, including sprains and tears, often occur. Despite being "minor," they can cause considerable pain and complications.

Severe Scratches and Lacerations: Shattered glass or other debris from an accident may lead to severe cuts. Lacerations can lead to stitches, scars, and even infection.

Who Is Liable in an Uber Accident?

Understanding who is liable in an Uber injury case is often complex. Multiple parties might share the blame for an accident. Liability could fall on the Uber driver, other motorists, or other third parties.

Driver Liability: If the driver was negligent, distracted, or driving recklessly, they might be liable. Examples include speeding, DUI, or violating traffic rules.

Other Drivers: If another vehicle was at fault, their driver could be liable for the accident.

Uber’s Liability: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. For accidents during rides, Uber provides liability coverage of up to $1 million.

Third-Party Liability: Sometimes, accidents result from external factors like road hazards or defective parts. Liability could extend beyond drivers, requiring investigation into other causes.

Insurance Coverage for Uber Accidents

Uber’s insurance coverage varies depending on the stage of the ride. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.

Driver Offline: If the Uber driver is not using the app, they must rely on personal coverage.

Driver Awaiting Ride Requests: During this phase, Uber’s coverage includes $50,000 for injury liability per person. This includes up to $50,000 per person for injuries and $25,000 for property damage.

Active Uber Ride: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. The coverage includes $1 million for liability and uninsured motorists, as well as collision coverage.

Filing a Legal Claim After an Uber Accident

In severe injury cases, legal action might be the best option if insurance fails. Legal action may result in financial recovery for hospital bills, lost income, and more.